Educational Loans By Public Sector Banks

Efficacy of Educational Loans by Public Sector Banks Varghese K.X.a aDepartment of prudence Studies, Jai Bharath Arts and Science College, Perumbavoor, 683554, Kerala and Research Scholar, Karpagam University, Coimbatore, Tamil Nadu, India. e-mail: varghesekeyex2003@yahoo.co.in opening The Indian Banks Association has introduced a model frame dally for disbursal of raisingal loanwords in the nation. With the back up of the Central authorities banks have started to provide informational loans for pursuit of high education to the meritorious and needy students in the country. In India, the public firmament banks require 91 pct of the share of banking business and 80 percent of the share of educational loans. It is therefore relevant to involve the force of educational loan schemes of the public sector banks all everyplace the years vis-à-vis the repair of the schemes so that useful conclusions can be derived from such an enquiry. OBJECTIVES 1) To try out the framework of the education loan schemes. 2) To redirect examination the progress of the education loans. 3) To examine the impact of the education loans. 4) To judge the repayment pattern of the education loans. 5) To pass judgment the role of educational institutions in promoting the educational loans.

6) To make suggestions on the basis of the findings of the study. methodology The study is descriptive in nature. twain secondary and immemorial data are used to sack up and substantiate the study. The study is limited to the state of Kerala where the literacy rate is higher in the country and a substantial ! number of students after secondary education seek higher education. 25 students who availed educational loans during 2007-09 period in a self financing management school were surveyed use a structured questionnaire. The sampling proficiency used is responder driven sampling which is a amplification of the snow testicle sampling. FINDINGS AND SUGGESTIONS...If you want to get a abounding essay, order it on our website: BestEssayCheap.com

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